Simple ways to extend the life of your vehicle

Simple ways to extend the life of your vehicle Continue reading ... http://p.ost.im/dnyu4k

Simple ways to extend the life of your vehicle

Frontenac Gazette

According to data from TrueCar.com, in 2012 the average new car cost $30,500. That’s a considerable expense, especially at a time when fuel costs remain high and cost of living continues to rise.

Because new cars have become so expensive, more and more vehicle owners are looking for ways to extend the life of their vehicles. The longer a car can stay on the road, the better an investment that vehicle becomes. Fortunately, there are several steps vehicle owners can take that should ensure their vehicles stay on the road for years to come.

Scale back on short trips. The toll cold starts take on a vehicle can add up over time. When a car is started, condensation builds up in the vehicle’s exhaust system. On longer trips, that condensation will gradually evaporate. However, on short trips, that condensation often does not have enough time to evaporate, and over time too many short trips will lead to an accumulation of water in the muffler that can lead to rust and rust holes on the muffler. Short trips also can negatively affect gas mileage. When possible, leave your car at home on trips into town when you can just as easily walk or ride a bicycle. Over time, reducing the amount of short trips you take in your car will greatly reduce wear and tear on your vehicle and improve your fuel efficiency as well.

Stick to the manufacturer’s recommended maintenance schedule. Adhering to your vehicle’s maintenance schedule serves many purposes, including improving the its durability and protecting various components, including its cooling system and drivetrain. While many manufacturers used to recommend changing a vehicle’s oil every 3,000 miles, many of today’s newer automobiles need their oil changed less frequently. Check your owner’s manual for manufacturer recommendations regarding oil changes, and don’t forget to replace the oil filter when changing your vehicle’s oil.

Pay attention to brake pads. Brake pads that are allowed to wear down can cause damage to the brakes’ rotors and calipers. That damage can prove costly and make things harder on your vehicle. Keep an eye on your vehicle’s brake pads, which are far less expensive to replace than rotors and calipers, and do not allow them to wear down to metal.

Keep your tires properly inflated. Tires that are underinflated will negatively impact your vehicle’s fuel efficiency. In addition, the tires’ life expectancy is reduced considerably when tires are not properly inflated. Routinely check your tire pressure, especially if you drive a lot, and keep tires inflated at the pressure recommended in your vehicle’s owner’s manual.

Be mindful when filling up your tank. Many people do not pay much attention to their surroundings when pulling into the filling station. But when you fill up can impact your car’s life expectancy. Perhaps the worst time to fill your tank is when the fuel tanker is in the gas station refilling the underground tanks. That’s because the process of filling the underground tanks can stir up sediment that had settled at the bottom of those tanks. If that sediment finds its way into your vehicle’s gas tank, it can clog filters and fuel injectors and negatively affect the vehicle’s performance. So unless your car is running on empty, avoid refilling its gas tank when the tanker is still in the station.

Take care of your vehicle’s interior, too. Caring for a car is not just about being good to what’s under the hood. Caring for the car’s interior will not necessarily impact its performance, but a well-kept interior will improve how you look at your vehicle and how much you enjoy driving it. The longer you enjoy driving your vehicle, the longer you are likely to keep it. Preserve the vehicle’s door and window seals; clean the dashboard, including the gauges, vacuum the floor mats; and wipe down the vehicle’s interior, whether it’s cloth or leather. Keeping up the appearance of the car’s interior will make the vehicle more enjoyable to drive and increase its value at resale.

Simple ways to extend the life of your vehicle

Ten reasons why buying a new car might be cheaper than you think

(BPT) – Are you driving around in a car that’s a decade or more old? If so, you’re not alone. The number of older vehicles on the road in the United States has increased by more than 17 million since 2009, according toExperian Automotive. The average age of the more than 245 million vehicles on U.S. roads is up to a nationwide-high of 11 years old.

As your car ages and the miles pile up, it’s important to consider your options before you’re left on the side of the road wondering why you didn’t upgrade sooner. While buying a new car might seem like the pricier way to go, just think of the costs you pay to keep your old car running – constant trips to the shop for repairs can certainly start to add up and often come without warning.

But buying a new car these days doesn’t have to break the bank, either. With new safety features including crash avoidance technology and anti-theft systems, you can actually save some money in the long run, especially when it comes to insurance coverage.

Erie Insurance vice president of personal lines underwriting, David Freeman, speaks from personal experience. He recently traded his 2007 two-door coupe for a brand new 2013 compact SUV, which includes anti-lock brakes, air bags, a back-up camera and electronic stability control, and his car insurance rate actually went down by 3 percent.

“Safety features for older cars were all designed to protect occupants in a crash. Today’s technology is designed to help avoid the crash entirely,” says Freeman. “Cars with the latest safety features tend to crash less, and insurers take that into account when setting rates. On the flip side, older vehicles on the road do not have these latest technological safety features, so they tend to crash more and therefore may cost more to insure.”

Here are 10 increasingly common new-car features that could help reduce your insurance premiums. Some include specific insurance discounts, while others simply lower the overall cost of insurance because of their positive effect on reducing crashes or thefts.

1. Air bags

2. Anti-lock brakes

3. Passive restraint systems

4. Alarm systems/anti-theft devices

5. Automatic vehicle disabling devices

6. Back-up cameras

7. Electronic stability control

8. Automatic braking systems

9. Intelligent cruise control

10. Lane departure warning systems

Because discounts vary by state and coverage, you’ll want to talk to your insurance agent. Also, some of these discounts will be applied automatically when you tell your agent what kind of car you drive, but it’s always a good idea to double check to make sure you’re getting all the discounts you deserve. To find an Erie Insurance agent near you, or for more information on how to reduce your insurance rates, please visitwww.erieinsurance.com.

So if you think it might be time to spend money on an upgrade, remember which features could not only make you safer, but also save you money on your insurance premiums. You might be able to put the money you save toward another new car 11 years from now.